Instantly review low-cost medical coverage from Michigan's top-rated companies. Enroll in less than 20 minutes and get covered. More than 200 plans are available.
Quality Michigan health insurance is available from the top-rated companies during Open Enrollment at prices you can afford. You may qualify for a federal subsidy that could substantially lower your premium. Many individuals and families find a plan for less than $100 per month. HSA plans can also be easily purchased along with student and catastrophic plans. If you miss Open Enrollment, there are several affordable options available. An SEP exception (discussed below) will provide guaranteed coverage from available Marketplace carriers.
Instantly get a free quote from the top-rated companies and view your best options. Whether you need comprehensive or catastrophic coverage, we specialize in finding your ideal plan at the lowest available rate. A qualifying life event allows you to take advantage of Open Enrollment and federal subsidies any time of the year. Approved exceptions are losing benefits from work, reaching age 26, divorce, having a baby, and moving to a different service area. Also, cheap “short-term” plans are always available, although they are considered non-Exchange coverage and not eligible for subsidies. However, they can be approved in 24 hours.
Healthinsurancezoom.com is the premier trusted resource for providing the lowest health insurance prices from the top rated companies. You can request your free quotes now. Michigan Marketplace companies that currently offer plans include Blue Care Network, Blue Cross Blue Shield of Michigan, Health Alliance, Humana, McLaren, Meridian, Molina, Physicians Health, Priority Health,and Total Health Care USA. Of course, not all carriers offer plans in every county. For example, plans offered in Detroit or Kalamazoo, may not be available in Flint or Lake Orion.
Simply click on our secure link at the bottom of this page, provide your zip code, and answer a few basic questions. Within moments, you can compare the best available options, and also apply online for coverage. There is no cost or obligation. Single and family coverage is available as well as subsidized and unsubsidized plans. The Michigan Department of Insurance helps to regulate companies in the Marketplace, and also approves applications of new companies that wish to offer coverage in Michigan. Any proposed rate change requests will be published. Small-business options are offered through the SHOP Exchange.
Senior plans are offered to persons that are Medicare-eligible. Medigap options include Advantage and Supplement contracts that can potentially reduce out-of-pocket expenses, such as copays, coinsurance, and deductibles. Part D prescription drug coverage is also offered on some Advantage plans. The DIFS offers additional information. Medicare carriers in Michigan include
Low-cost available options for single persons and families include: Aetna, Alliance, Blue Care, BCBS HAP Midwest, HASP Senior Plus, Harbor, Humana, McLaren, Meridian, Molina, Paramount, Priority, UnitedHealthcare, and Upper Peninsula.
Humana Bronze 6550
Molina Marketplace Bronze
Molina Marketplace Options Bronze Plan Molina Marketplace Silver
Blue Care Blue Cross Bronze Saver HSA
HAP Personal Alliance 6550 HMO (HSA)
HAP Personal Alliance 2500
HAP Personal Alliance 3250
Meridian Standard Silver
Meridian Healthy Silver
Meridian Healthy Bronze
Blue Care Blue Cross Select HMO Silver Saver
Humana Silver 3800
Humana Gold 1250
Total Saver Complete Your online Michigan Health Insurance quotes are free. Simply click on our secure link below, provide your zip code and get your free quotes. There is no cost or obligation!
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